fbpx
Financing Addiction Treatment - Insurance - Calculator Budget planning

Financing

We believe in putting quality, affordable care within reach. We accept most major insurance plans and provide assistance in attaining financial aid. Our team works tirelessly on your behalf to make addiction treatment accessible. They are powerful client advocates who are invested in a client’s recovery from day one.

Mountainside is in-network with Optum for services at our Canaan, CT, and Ramsey, NJ locations. Coverage applies to treatment provided at these two locations. We also work with most private insurance plans, including Aetna, Anthem, BlueCross BlueShield, Beacon Health Plans, Cigna, Empire BlueCross BlueShield, GEHA, Meritain Health, ValueOptions, and many others. To find out if you’re covered for addiction treatment at Mountainside, you can verify your insurance benefits by clicking the button below.

 

Between Jobs? We know this can be a difficult time.

But, maybe there’s a silver lining: This could be the perfect time to get the addiction treatment support you may have been putting off when you were busy with professional obligations. Many employers offer up to 60 days of healthcare coverage following layoffs and/or you may qualify for drug and alcohol rehabilitation programs through COBRA. Talk to a caring admissions specialist today to learn why now could be the perfect time to finally get the help you need.

GET STARTED

Before Admission

Our team collects your insurance information during the pre-admission process and then contacts your insurance provider to determine your anticipated financial responsibility, based on the most-up-to-date coverage information. This process is typically completed during your initial phone call.

Please note: We are in-network with select Employee Assistance Programs (EAPs), including Lower Hudson Valley EAP, Massachusetts & Northern New England Laborers, Tri-State EAP and Tri-State Teamsters. You can read more about EAPs here.

During Treatment

Once you are admitted to any of our alcohol and drug rehabilitation programs, our team maintains regular contact with your insurance provider. We provide all necessary documentation for coverage to help streamline the payment process so that you can better focus on healing.

After Treatment

Your insurance providers may take up to two months to process your claim. Our experienced Billing team help you understand your benefits and your financial obligations in relation to that of your insurance company’s responsibilities.

If a claim is not paid by an insurance provider within a certain time frame, our Billing team assists you in pursuing payment, including making appeals of insurance company denials.

Private Pay

If you lack insurance coverage or choose not to use insurance, you have the option to private pay. We accept both checks and credit cards. After our team determines your expected financial responsibility, payment via insurance, private pay, and other financial aid options are explored. We will work closely with you and your family to put together the best financial package available. We are happy to help you with any questions or concerns that you may have. Our top priority is making your transition into care a smooth one. Please contact us today.

The No Surprises Act

Effective January 1, 2022, the No Surprises Act, which Congress passed as part of the Consolidated Appropriations Act of 2021, protects patients from surprise bills for emergency services at out-of-network facilities or for out-of-network providers at in-network facilities, holding them liable only for in-network cost-sharing amounts. The No Surprises Act also enables uninsured patients to receive a good faith estimate of the cost of care. While the No Surprises Act covers a wide range of medical services, it does not cover addiction treatment services. This law specifically targets emergency services, non-emergency services provided by out-of-network providers at in-network facilities, and air ambulance services from out-of-network providers. For more information see our Admissions FAQs.

Optum Coverage for Addiction Treatment

Mountainside is now in-network with Optum for services at our Canaan, CT, and Ramsey, NJ locations. If you’re unsure whether your plan is part of Optum or need help understanding your coverage, our admissions team is here to assist you.

Learn More

MultiPlan Coverage for Addiction Treatment

Mountainside is now contracted with the MultiPlan PPO network. What does that mean, and does it apply to you? Our admissions team can help you find out if your insurance is part of the MultiPlan network.


We make the insurance verification process fast and simple so that you can start receiving the quality treatment you need as soon as possible. Simply fill out our secure online form below. Within 24 hours, one of our admission specialists will provide you an estimated cost of treatment and discuss the next steps in your recovery journey.

Fill out the from below for more information and next steps.

Speak with an Advisor in Confidence

800-500-0399 Live Chat Contact Form